500+ PROJECTS COMPLETED

100% CUSTOMER SATISFACTION

1000+ HAPPY CLIENTS

SK Associates

Your Trusted Partner for
Construction & Housing Loans
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About Us

Who We Are

we are dedicated to helping individuals and families achieve their dream of owning or building a home. Based in Coimbatore, we specialize in providing Construction and Housing Loan solutions that are fast, transparent, and tailored to your financial needs.

About Us
20+

YEARS EXPERIENCE

50  + 

PARTNER BANKS

500+

PROJECTS COMPLETED

1000 +

Happy Clients

ABOUT HOME LOAN

Housing Loan is a stepping stone in realizing your dream home. We offers wide variety of home loans which will fulfill your needs at one of the lowest interest rates available. Our home loans cater to all types of customer base viz., salaried, self-employed, professional, NRIs, etc. Our products are customizable according to your home loan eligibility.

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Why Choose SK Associates ?

  • Fast & Hassle-Free Loan Processing
  • Transparent Guidance from Start to Finish
  • Trusted Tie-ups with Leading Banks & NBFCs
  • Affordable EMIs with Flexible Tenure Options
  • Expert Financial Consultation

Here are the main types of housing loans offered by banks and housing finance companies in India

  • Home Purchase Loan
  • Home Construction Loan
  • Home Extension 
  • Land Purchase Loan / Plot Loan
  • Home Loan Balance Transfer
  • Top-Up Loan
  • NRI Home Loan
  • Loan Against Property

Our project is currently running in Chettipalayam, pothanur, kinathukadavu, thekkalur, seerapalayam

  • 20 Minutes Travel from important places like hospitals, railway station
  • Location Advantages : By pass nearby Sri Sakthi Matric School
  • Lakshmi Narayanan Visalakshi arts and science college
  • Avatar Public school 
  • L & T company, Near Bus stop
  • Podanur Railway station 
  • Royal Care Multispecialty hospital 
  • 4 Way main Junction

Common home loan types

Home Loan :
Astandard loan for purchasing a flat or house (ready-to-move or under construction), or for constructing a new house. It is available to salaried, self-employed, and non resident Indian (NRI) individuals.
Home Loan for Pensioners :
Specifically for retired individuals receiving a pension from the government or a public sector unit (PSU). It offers benefits such as potential EMI exemptions for retirees.
Home Extension Loan :
Intended for homeowners who need funds to add extra rooms or space to their existing house.
Home Renovation / Improvement Loan :
Provides financing for repairing or renovating an existing home. It is available to both existing and new customers.
Plot Loan :
Offers a loan for the purchase of a residential plot from approved authorities. It is often combined with a composite loan for construction, which must begin within three years.
Home Construction Loan :
A loan to finance the construction of a new house on a plot you already own.
Home Loan for NRIs :
Allows non-resident Indians to purchase or construct a home in India. This loan also offers a balance transfer option from other lenders.
Advantage Plus :
A scheme for existing home loan borrowers to switch their loan to LICHFL to avail of competitive interest rates, no foreclosure charges, and even EMI waivers.
Top-Up Loan :
Anadditional loan available to both existing and new customers (through balance transfer) who need extra funds for home-related expenses or other needs. Government-backed schemes.
Loan Against Property :
  • Loan against Mortgage of Residential House / Flat
  • Children´s Education / Marriage
  • Purchase of another Property
  • Business Expansion

Common home loan types

The documentation for home loans generally includes :
Additional documents may be required depending on the lender and the type of loan.

Eligibility Criteria of Home Loan

The eligibility criteria for home loans in 2025 depend on several factors, including :
Lenders assess the applicant’s repayment capacity based on these factors before approving the loan

our Services

Competitive Interest Rates

We partner with top banks and financial institutions to bring you the most competitive interest rates, helping you save more on your home or construction loan.

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No Pre-payment Charges

We believe in flexibility. Repay your loan whenever you’re ready with zero pre-payment or foreclosure charges.

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Enjoy a maximum loan tenure of up to 30 years.

we offer maximum loan tenures of up to 30 years, ensuring affordable EMIs and stress-free repayment for every customer.

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Testimonial

What Our Client Say

“Excellent service! The staff explained everything clearly and helped me choose the right loan for my house construction. I’m very happy with their quick response and support.”

Pradeep Kulangarak

What Our Client Say

“Very smooth and transparent process. I transferred my existing home loan through SK Associates Digital and saved a lot on interest. Highly recommended for anyone looking for loan assistance.”

Lavanya

What Our Client Say

“SK Associates made my dream home possible! The team guided me throughout the loan process and got me the best deal with minimal paperwork. Truly professional and trustworthy.”

Dharani

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Get in Touch

Your Trusted Partner for 
Construction & Housing Loans

Address

837, MVR Complex, 2nd Floor, MTP Road, Coimbatore - 641002.

Phone

+91 81899 99907, +91 81909 99960

Schedule

Mon-Sat 09.00 - 21.00
Sun 10.00 - 17.00

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