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Competitive Interest Rates

We partner with top banks and financial institutions to bring you the most competitive interest rates, helping you save more on your home or construction loan.

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No Pre-payment Charges

We believe in flexibility. Repay your loan whenever you’re ready with zero pre-payment or foreclosure charges.

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Enjoy a maximum loan tenure of up to 30 years.

we offer maximum loan tenures of up to 30 years, ensuring affordable EMIs and stress-free repayment for every customer.

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Takeover or balance transfer of existing Home Loans Possible.

Switch your current home loan to us for lower interest rates, reduced EMIs, and better repayment options with a quick and simple process.

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Available for construction / 
renovation to the existing properties

Whether you’re constructing a new home or renovating your current one, SK Associates Digital offers flexible loan options to suit your needs.

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Simple Documentation with quick Sanction and low EMI

we ensure a smooth loan experience through simple documentation, quick loan sanction, and flexible low EMI options that fit your financial comfort. 

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Our project is currently running in Chettipalayam, pothanur, kinathukadavu, thekkalur, ​seerapalayam

  • 20 Minutes Travel from important places like hospitals, railway station
  • Location Advantages : By pass nearby Sri Sakthi Matric School
  • Lakshmi Narayanan Visalakshi arts and science college
  • Avatar Public school 
  • L & T company, Near Bus stop
  • Podanur Railway station 
  • Royal Care Multispecialty hospital 
  • 4 Way main Junction

Common home loan types

Home Loan :
Astandard loan for purchasing a flat or house (ready-to-move or under construction), or for constructing a new house. It is available to salaried, self-employed, and non resident Indian (NRI) individuals.
Home Loan for Pensioners :
Specifically for retired individuals receiving a pension from the government or a public sector unit (PSU). It offers benefits such as potential EMI exemptions for retirees.
Home Extension Loan :
Intended for homeowners who need funds to add extra rooms or space to their existing house.
Home Renovation / Improvement Loan :
Provides financing for repairing or renovating an existing home. It is available to both existing and new customers.
Plot Loan :
Offers a loan for the purchase of a residential plot from approved authorities. It is often combined with a composite loan for construction, which must begin within three years.
Home Construction Loan :
A loan to finance the construction of a new house on a plot you already own.
Home Loan for NRIs :
Allows non-resident Indians to purchase or construct a home in India. This loan also offers a balance transfer option from other lenders.
Advantage Plus :
A scheme for existing home loan borrowers to switch their loan to LICHFL to avail of competitive interest rates, no foreclosure charges, and even EMI waivers.
Top-Up Loan :
Anadditional loan available to both existing and new customers (through balance transfer) who need extra funds for home-related expenses or other needs. Government-backed schemes.
Loan Against Property :
  • Loan against Mortgage of Residential House / Flat
  • Children´s Education / Marriage
  • Purchase of another Property
  • Business Expansion

Common home loan types

The documentation for home loans generally includes :
Additional documents may be required depending on the lender and the type of loan.

Eligibility Criteria of Home Loan

The eligibility criteria for home loans in 2025 depend on several factors, including :
Lenders assess the applicant’s repayment capacity based on these factors before approving the loan