We partner with top banks and financial institutions to bring you the most competitive interest rates, helping you save more on your home or construction loan.
Astandard loan for purchasing a flat or house (ready-to-move or under
construction), or for constructing a new house. It is available to salaried, self-employed, and non
resident Indian (NRI) individuals.
Specifically for retired individuals receiving a pension from the
government or a public sector unit (PSU). It offers benefits such as potential EMI exemptions for
retirees.
Offers a loan for the purchase of a residential plot from approved authorities. It is
often combined with a composite loan for construction, which must begin within three years.
A scheme for existing home loan borrowers to switch their loan to LICHFL to
avail of competitive interest rates, no foreclosure charges, and even EMI waivers.
Anadditional loan available to both existing and new customers (through balance
transfer) who need extra funds for home-related expenses or other needs. Government-backed
schemes.